Home - Six Point Financial

SIXPOINT FINANCIAL ADVISORS

Financial goals for your future are important

That’s where SixPoint Financial Partners can help. We’re here to help our clients create a comprehensive road map — that includes the six essential points of comprehensive financial planning — to direct their actions today and set them on a path toward a bright financial future.

We use technology and customized communications to deliver a unique, personalized client experience. We make financial planning simple and user-friendly so our clients understand their plan, are able to monitor their progress and be confident about tomorrow.

David Pulcini

Managing Partner

We Proudly Work With Public School EmployeesPre-RetireesIndividualsFamiliesHealthcare Employees

We understand your financial needs are as unique as you are. That’s why we take an in-depth look into your retirement savings, investments, estate and much more to create a strategic, customized financial plan designed to meet the needs of your family’s life today, tomorrow and for years to come.

We Proudly Work With Public School EmployeesPre-RetireesIndividualsFamiliesRochester Regional Health Employees

OUR SERVICES

The Six Points

Untitled-design-2023-09-25T120859.817.png

Investment Planning

How are you invested currently? Why?

Are you taking the appropriate amount of risk? What is your goal for that money?

What is the process for choosing your investments? When is the right time to be more safe; or to get more aggressive?

Let's Talk

Retirement Planning

How much will you need each month in retirement? Where will it come from?

Which pension option do you take?

What debts should you pay off? What is the plan for future large expenses or purchases?

Let's Talk

Untitled-design-2023-09-25T121821.501.png

Risk Management

What type of life insurance do you need?

Do you have the appropriate amount?

Do you need disability insurance?

Do you need to review your homeowners and auto insurance policies? Do you need an umbrella policy?

Let's Talk

Untitled-design-2023-09-25T122021.127.png

Tax Planning

What is the correct account to add to this year? Is it the pre-tax or the after-tax accounts?

What are you doing currently to lower your tax liability? How can we lower that in the future?

When is the right time to do a Roth Conversion?

Let's Talk

Untitled-design-2023-09-25T122137.747.png

Estate Planning

Have you updated all of your beneficiaries?

What is the best way to lower the taxes that your beneficiaries may have to pay?

What type of trusts do you need?

If something were to happen to you TODAY, what would they find?

Let's Talk

Untitled-design-2023-09-25T122334.229.png

Custom Goal Planning

What do you do with your business? How do you maximize the value of it? What is the best way to sell it, while getting the most value and minimizing taxes?

Do you own multiple properties? What is the long term plan for those?

Let's Talk

OUR TEAM

Meet Our Team

Meet the great team of people here at SixPoint Financial!

David Pulcini Jr., RICP®, CFP®

Financial Advisor

John Harms, RICP®, CFP®

Financial Advisor

Marshal Scheidt

Financial Advisor

Alex Neri, RICP®, CFP®, ChFC®

Financial Advisor

Joe Prestigiacomo, CFP®

Financial Advisor

Christopher Cortina

Operations

Aaron Laranetto

Financial Advisor

Amy Wiseman

Operations Associate

Eric Phoulavong

Operations Associate

Allison Pulcini

Director of Communications

Nick Savas, CFP®, RICP®

Financial Advisor

Madeline Marr

Business Development Associate

Caitlin Charrier

Operations Associate

Steve VanDeWalle

Business Development

Rene Gaxiola

Business Development Associate

Torry Whitcher

Financial Advisor

TESTIMONIALS

Case Studies

Learn how we help the great people
who choose SixPoint Financial.

FAQS

What makes you different?

How do you help your clients with their investments?

How do you help your clients with their retirement planning?

How do you help your clients save money on their taxes now and in the future?

Do you have a professional network that we can utilize?

How do you help your clients get, and stay, organized?

How do you communicate with your clients?

How often will we get together?

How do you get paid?

What are your potential conflicts of interest?

Are you a fiduciary?

Can you show me an example of your process?

Our proprietary "Think About It" process is designed to take you from initial consultation to ongoing review meetings in six carefully structured steps. Each step is crafted to provide the most value in understanding your financial landscape, defining your goals, and creating a plan that adapts as your life evolves.

Step 1: Introduction

The journey begins with an introductory meeting where we discuss your current financial situation, long-term objectives, and any immediate concerns. This allows us to determine if we're a good fit for each other. We also give you an overview of our services, our fee structure, and how we can add value to your financial life.

Step 2: Discovery

Once we decide to work together, the discovery phase commences. We dive deeper into your financial life, gathering comprehensive data on your assets, liabilities, income, and expenditures. We'll also discuss your risk tolerance, investment experience, and more nuanced aspects like your life goals and family situation.

Step 3: Analysis & Strategy Formation

With all the necessary information in hand, we engage in a thorough analysis. Using our proprietary tools and methodologies, we develop a comprehensive financial plan that covers all six points of financial planning: investments, retirement income planning, risk management, tax planning, estate planning, and custom goals.

Step 4: Presentation & Discussion

The next step involves presenting the proposed financial plan to you. This is an interactive session where we explain the reasoning behind each recommendation and strategy, ensuring you fully understand and are comfortable with the plan. Any adjustments are made at this stage.

Step 5: Implementation

After you've had time to "Think About It" and once you approve the plan, we move on to the implementation phase. This may involve setting up investment accounts, adjusting asset allocations, initiating tax-saving strategies, and more.

Step 6: Review Meetings & Ongoing Management

The final step in our process is ongoing management and regular review meetings. We continuously monitor your portfolio and financial plan, adapting to changes in your life circumstances, financial markets, and tax laws. Regular review meetings are set according to our communication calendar, ensuring that you're always in the loop and that your plan stays aligned with your objectives.

This is our "Think About It" process in a nutshell. It's an ongoing relationship rather than a one-off exercise because we understand that your needs and the financial landscape are ever-changing. Feel free to ask any questions you may have at any point in the process. We're here to help you navigate your financial journey with confidence.

Do you have any events or webinars for clients or prospective clients?

What happens to my money if something happens to you? Who “Takes Over”?

SIXPOINT FINANCIAL ADVISORS

Financial goals for your future are important

David Pulcini

OUR SERVICES

The Six Points

OUR TEAM

Meet Our Team

David Pulcini Jr., RICP®, CFP®

Financial Advisor

John Harms, RICP®, CFP®

Financial Advisor

Marshal Scheidt

Financial Advisor

Alex Neri, RICP®, CFP®, ChFC®

Financial Advisor

Joe Prestigiacomo, CFP®

Financial Advisor

Christopher Cortina

Operations

Aaron Laranetto

Financial Advisor

Amy Wiseman

Operations Associate

Eric Phoulavong

Operations Associate

Allison Pulcini

Director of Communications

Nick Savas, CFP®, RICP®

Financial Advisor

Madeline Marr

Business Development Associate

Caitlin Charrier

Operations Associate

Steve VanDeWalle

Business Development

Rene Gaxiola

Business Development Associate

Torry Whitcher

Financial Advisor

TESTIMONIALS

Case Studies

FAQS

take our retirement quiz today!

Are you ready for retirement?