Our proprietary "Think About It" process is designed to take you from initial consultation to ongoing review meetings in six carefully structured steps. Each step is crafted to provide the most value in understanding your financial landscape, defining your goals, and creating a plan that adapts as your life evolves.
Step 1: Introduction
The journey begins with an introductory meeting where we discuss your current financial situation, long-term objectives, and any immediate concerns. This allows us to determine if we're a good fit for each other. We also give you an overview of our services, our fee structure, and how we can add value to your financial life.
Step 2: Discovery
Once we decide to work together, the discovery phase commences. We dive deeper into your financial life, gathering comprehensive data on your assets, liabilities, income, and expenditures. We'll also discuss your risk tolerance, investment experience, and more nuanced aspects like your life goals and family situation.
Step 3: Analysis & Strategy Formation
With all the necessary information in hand, we engage in a thorough analysis. Using our proprietary tools and methodologies, we develop a comprehensive financial plan that covers all six points of financial planning: investments, retirement income planning, risk management, tax planning, estate planning, and custom goals.
Step 4: Presentation & Discussion
The next step involves presenting the proposed financial plan to you. This is an interactive session where we explain the reasoning behind each recommendation and strategy, ensuring you fully understand and are comfortable with the plan. Any adjustments are made at this stage.
Step 5: Implementation
After you've had time to "Think About It" and once you approve the plan, we move on to the implementation phase. This may involve setting up investment accounts, adjusting asset allocations, initiating tax-saving strategies, and more.
Step 6: Review Meetings & Ongoing Management
The final step in our process is ongoing management and regular review meetings. We continuously monitor your portfolio and financial plan, adapting to changes in your life circumstances, financial markets, and tax laws. Regular review meetings are set according to our communication calendar, ensuring that you're always in the loop and that your plan stays aligned with your objectives.
This is our "Think About It" process in a nutshell. It's an ongoing relationship rather than a one-off exercise because we understand that your needs and the financial landscape are ever-changing. Feel free to ask any questions you may have at any point in the process. We're here to help you navigate your financial journey with confidence.
